Pre-construction deposit planner
Map the deposit ladder, with every stage also shown in COP, BRL, ARS, MXN, EUR or CAD.
Rates come from exchangerate-api.com and update daily, the same source the currency converter uses. When that source is unavailable the board is labelled "Estimated rates" and shows recent values reviewed in August 2026, which can be well off for fast-moving currencies. Either way they are indicative and not a quote: your bank's rate on the day, plus its spread and wire fees, is the number that will actually leave your account.
A typical Miami pre-construction deposit ladder, and the percentages are incremental rather than cumulative: each line is a separate payment. Actual schedules vary by developer and building, and some require 50% or more before closing, so always read the contract. Deposits are usually held in escrow and are usually non-refundable after the rescission period.
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