Buying in Miami from abroad, made clear.
Most of what worries an overseas buyer, financing, taxes, wiring funds, closing without flying in, has a straightforward answer. Here is how it works, and we guide every step in your language.
The essentials
FIRPTA and taxes
FIRPTA withholds part of the sale price when a foreign owner sells, not when you buy. It is planned for, not feared, and is often partly refunded when you file.
ITIN (US tax ID)
Buyers who finance or need to file usually need an ITIN. It can take several weeks, so we start it early to avoid delays at closing.
Foreign-national financing
You can finance without US residency or credit through foreign-national loan programs, typically with a larger down payment and income documented from your country.
Remote closing
Florida allows remote online notarization and a limited power of attorney, so you can complete a purchase from your home country without flying in.
Moving funds
Wiring funds across borders and documenting their source takes planning, so we start early. We never send wiring details by email alone, and neither should you.
Holding title
How you hold the property, in your name, an LLC, or another structure, affects taxes and estate exposure. We help you decide with a cross-border advisor before you buy.
This is general information, not tax or legal advice. We coordinate the right attorney and accountant for your situation.
Guidance by country
Common questions
Can foreigners buy property in Miami?
Yes. There is no residency or citizenship requirement. Foreign buyers pay cash or use foreign-national financing, and can complete the purchase remotely.
Do I need to be in the US to close?
No. With a power of attorney and Florida's remote online notarization, many buyers close from their home country. We coordinate it with a title company that handles international deals.
Does buying property give me a visa?
No. Owning property does not by itself grant any visa or immigration status. We are clear about that from the start so your expectations are right.
Ready to start from wherever you are?
Tell us your country and your goal, and we will map the whole process for you.
Talk to us