Beyond the price, a few taxes and fees close the deal. Here is a plain-language view, plus a free estimator.
The main line items
In Miami-Dade the larger items are documentary stamp taxes and owner title insurance, plus recording fees and a survey. If you finance, there are additional stamp and intangible taxes on the mortgage, which cash buyers avoid.
Cash buyers pay less at closing
Because the mortgage taxes only apply when you borrow, paying cash removes them. Our free closing-cost estimator lets you compare cash and financed side by side for Miami-Dade, so there are no surprises.
We confirm the exact numbers
Every deal is a little different, so we confirm the exact figures with the title company before you commit. The estimator is for planning, and this is general information, not a quote.